.problems {
  padding: 100px 5%;
  background: var(--warm-ivory);
}

.section-header {
  text-align: center;
  max-width: 700px;
  margin: 0 auto 60px;
}

.section-header h2 {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 3vw, 2.5rem);
  color: var(--deep-charcoal);
  margin-bottom: 20px;
}

.section-header p {
  font-family: var(--font-body);
  color: #666;
  line-height: 1.8;
}

.problem-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
  max-width: 1200px;
  margin: 0 auto;
}

.problem-card {
  background: white;
  padding: 40px;
  border-radius: 8px;
  text-align: center;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.problem-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 20px 40px rgba(0,0,0,0.08);
}

.problem-icon {
  width: 60px;
  height: 60px;
  border: 2px solid var(--muted-gold);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  color: var(--muted-gold);
}

.problem-card h3 {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  color: var(--deep-charcoal);
  margin-bottom: 12px;
}

.problem-card p {
  font-family: var(--font-body);
  font-size: 0.95rem;
  color: #666;
  line-height: 1.7;
}

@media (max-width: 900px) {
  .problem-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 600px) {
  .problem-grid {
    grid-template-columns: 1fr;
  }
}